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Verified Approval from Rocket Pro℠ Insight

Content Sponsored by Rocket Mortgage®
Written by Breakthrough Broker President Eric Sachs


In most fast-paced markets, sellers are choosing from multiple offers. Each offer is scrutinized on its merits and the seller is looking to accept the “best offer.”

As a buyer’s agent, putting together the “best offer” can be challenging. The strategies and tactics vary from offering large earnest money deposits, leveraging appraisal guarantees, limiting contingencies and implementing escalation clauses. In the end, one of the most compelling aspects of the “best offer” is how the buyer is going to purchase the home. Are they paying cash or is a mortgage needed to complete the purchase? The main reason a seller wants to know where the funds are coming from is so they can be sure it’s actually going to close as promised. This is where leveraging a Verified Approval1 from Rocket Mortgage® will help when it comes to putting in the best offer.

When putting in your best offer, we strongly recommend including a Verified Approval instead of just a pre-qualification letter. If a buyer has a Verified Approval, that means income, assets, and credit have been reviewed and approved by an underwriter so you know where your client stands when they are ready to make an offer. As a result, they have a high likelihood of following through with the purchase. In fact, Rocket Mortgage has found that buyers who have a Verified Approval from Rocket Mortgage are nearly twice as likely to close on their mortgage.

When you submit your offer, tell the listing agent it includes a Verified Approval and educate them on the power that brings to the table. Explain the difference between a Verified Approval and pre-qualification letter and provide strong reasons why it makes the offer stand out from the rest. Then, they can pass this information along to the seller as they review multiple offers.

If you’re looking to put together the best offer every time for your clients, then you need a strong partner you can trust to help you and your buyer through the process, like Rocket Mortgage. By adding a Verified Approval by Rocket Mortgage to your offer, you can place your buyer in a strong position when you navigate a multiple-offer situation.

Keep an eye out for the next article in this series, which will highlight the advantages of Rocket Mortgage’s Overnight Underwrite program.

This is a sponsored article by Rocket Mortgage. For information regarding Rocket Pro Insight or any other information about Rocket Pro℠ Insight, click here.

About our President

Eric Sachs

After a successful career as a top-producing real estate agent and building a mid-sized real estate company in Colorado, broker and owner Eric Sachs and his business partner sold their company. Then, they followed their passion for helping those in the real estate industry by founding Breakthrough Broker. Eric is a recognized national speaker and is dedicated to helping real estate agents, title companies, and mortgage companies build successful businesses.

Connect with Eric on Breakthrough Broker!

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1. Your client’s participation in the Verified Approval program is based on an underwriter’s comprehensive analysis of their credit, income, employment status, debt, property, insurance, appraisal and a satisfactory title report/search. If new information materially changes the underwriting decision resulting in a denial of the credit request, if the loan fails to close for a reason outside of Quicken Loans’ control, or if the client no longer wants to proceed with the loan, their participation in the program will be discontinued. If the client’s eligibility in the program does not change and their mortgage loan does not close, they will receive $1,000. This offer does not apply to new purchase loans submitted to Quicken Loans through a mortgage broker. Quicken Loans reserves the right to cancel this offer at any time. This offer is not valid on jumbo loans or for self-employed clients. Acceptance of this offer constitutes the acceptance of these terms and conditions, which are subject to change at the sole discretion of Quicken Loans. This is not a commitment to lend. Additional conditions or exclusions may apply.

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